Travel insurance for Mexico

As of 2025, most travelers do not need an actual visa to visit Mexico for tourism, business, or transit. However, all visitors are required to obtain a Forma Migratoria Múltiple (FMM), commonly known as a tourist card.

Who needs a visa to travel to Mexico? Citizens of certain countries must apply for a visa to enter Mexico. These include citizens from countries like: Ecuador, Venezuela, Brazil, and Colombia

Even if these travelers hold valid U.S. or Schengen visas, they still need a Mexican visa to enter. You can apply for a visa at the nearest Mexican consulate or embassy.

The FMM is a tourist card, not a visa, required for most travelers visiting Mexico for tourism, business, or transit. It allows you to stay in Mexico for up to 180 days.

How do I get the FMM and what does it cost?

• By air: Airlines provide the FMM form during your flight.
• By land: Available at border crossings.
• Online: You can complete the form in advance via the official Mexican immigration website.

The FMM is free for stays of 7 days or less when entering by land. For longer stays, the fee is around 687 pesos (~$40 USD).

While many areas are safe for travelers, safety can vary by region. Popular tourist destinations like Cancun, Playa del Carmen, Mexico City, and Oaxaca are generally considered safe for tourists.

Tips for staying safe in Mexico:

• Stay in well-known tourist areas: These places have higher security and are more accustomed to handling tourists.
• Avoid risky areas: Some regions have higher crime rates due to drug cartel activity. Always check local travel advisories before you go.
• Use trusted transportation: Opt for official taxis or ride-sharing apps like Uber for added security.
• Be cautious with your belongings: Petty theft can occur, especially in crowded areas or tourist hotspots.
• Follow local advice: Pay attention to recommendations from locals, hotel staff, or tour guides.

For the most up-to-date safety information, check the U.S. Department of State’s travel advisories or local government guidelines.

While travel insurance isn't mandatory for entry into Mexico, it's strongly recommended for all travelers. U.S. health insurance is generally not accepted in Mexico, and medical emergencies can be costly. A comprehensive travel insurance policy can protect you against unexpected expenses like medical bills, trip cancellations, lost baggage, and emergency evacuations.

In general, tap water in Mexico is not safe to drink. Most locals and travelers avoid drinking water directly from the tap to prevent stomach issues or waterborne diseases.

Before traveling to Mexico, consider these health precautions:

• Vaccinations: Ensure you’re up-to-date on routine vaccines. Hepatitis A, Hepatitis B, and Typhoid are recommended for most travelers.
• Travel insurance: Get health coverage as U.S. insurance may not work abroad.
• Insect protection: Use mosquito repellent, especially in rural areas, to protect against diseases like Dengue and Zika.
• Traveler’s diarrhea: Drink bottled or purified water and avoid raw foods. Carry anti-diarrheal meds as a precaution.
• Sun protection: Wear sunscreen, a hat, and stay hydrated in Mexico’s strong sun.
• Emergency info: The emergency number in Mexico is 911. Carry a basic first-aid kit for minor issues.

For personalized advice, consult your doctor before the trip.