Travel insurance for Austria

For citizens of the US, UK, Canada, and the EU, travel insurance is not a legal entry requirement for Austria. However, if your nationality requires a Schengen Visa to visit the country, you must present proof of valid travel medical insurance with a minimum coverage of €30,000.

Even if it is not legally mandated for your trip, we highly recommend traveling with a robust policy. Unexpected trip cancellations, lost luggage, or sudden medical emergencies can happen to anyone, and having a policy gives you total peace of mind.

Austria is consistently ranked as one of the safest countries in the world, making it ideal for solo travelers, couples, and families alike. Violent crime is extremely rare, but you should still remain vigilant against petty theft and pickpocketing in crowded tourist hotspots, such as Vienna’s St. Stephen’s Square or popular Christmas markets.

The primary safety risks are environmental. Whether you are skiing in Tyrol or hiking the Salzkammergut trails, alpine weather can change rapidly.

Tourists from the US, UK, Canada, and Australia do not need a visa for short stays of up to 90 days within any 180-day period. EU citizens enjoy complete freedom of movement.

Please note that non-EU travelers who are exempt from visas must obtain an ETIAS (European Travel Information and Authorisation System) authorization prior to travel. We always recommend checking the latest entry requirements before your departure to ensure a seamless journey.

If you are an EU or UK citizen, your EHIC (or UK GHIC) provides access to state-provided healthcare under the same conditions as Austrian residents. However, this does not mean care is entirely free, as co-payments and out-of-pocket fees often apply.

Crucially, the EHIC does not cover private medical treatments, mountain search and rescue, or medical repatriation back to your home country. To avoid devastating medical bills, a dedicated travel insurance policy is essential.

Driving through Austria's scenic mountain passes is an incredible experience, but there are a few strict regulations you must follow. To use the motorways (Autobahn), you must purchase a toll sticker called a Vignette before entering the highway system.

Additionally, winter tires are legally required from November 1 to April 15 if roads are covered in snow, slush, or ice. Staying informed and adequately covered helps you navigate these conditions with absolute peace of mind.

If you need to contact your insurance company from Austria, you simply have to call the 24-hour assistance platform. Through the exclusive app for clients, you can make free calls if you have an internet connection, chat with the medical team, or process any other incidents that occur during your trip (transport delays, baggage issues, etc.) right from the palm of your hand.